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Privacy Statement Effective Date: 11/25/2025
This Privacy Statement describes how Bodily Injury Insurance (referred to as "we," "us," or "our"), the owner and operator of www.bodilyinjurycoverage.com (the "Website"), a New York-based insurance provider, collects, uses, and discloses your personal information.
1. Information We Collect
Information You Provide (Engagement Data): We collect information you voluntarily provide, such as your name, email address, phone number, and details necessary for insurance quotes or contact requests. This may include sensitive operational and financial data required for accurate risk assessment and policy generation.
Automatically Collected Information (Digital Data): When you visit the Website, we automatically collect information about your device and browsing activity, including your IP address, browser type, operating system, and pages viewed. This is done via cookies and analytics services (see our Cookies Policy).
2. How We Use Your Information
We use the collected information for the following purposes:
Service Delivery: To provide the insurance services and products you request (e.g., generating quotes and managing policies).
Client Communication: To communicate with you regarding your inquiries, policies, or account.
Risk Analysis & Improvement: To assess risk, improve our services, and meet internal record-keeping needs.
Legal & Security Compliance: To comply with legal obligations and prevent fraudulent activity.
Marketing & Outreach: To send you relevant marketing communications, with an option to opt-out.
3. Disclosure of Information
We will not sell or rent your personal information to third parties. We only share information in the following limited circumstances:
Service Providers: We share data with trusted third-party vendors who perform services on our behalf (e.g., IT hosting, CRM software, legal/accounting). These providers are contractually obligated to protect your data.
Legal & Regulatory Compliance (NY SHIELD Act): We may disclose information if required to do so by law, court order, or subpoena, including to comply with the New York Stop Hacks and Improve Electronic Data Security (SHIELD) Act or other applicable New York State and federal laws.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
With Your Consent: We may share your data with other third parties when we have your explicit consent to do so.
4. Data Security and NY SHIELD Act Compliance
As a business that collects and maintains private information of New York residents, Bodily Injury Insurance is committed to maintaining "reasonable administrative, technical, and physical safeguards" to protect your data, in compliance with the NY SHIELD Act.
Technical Safeguards: These include encryption, use of firewalls, and regular testing of security protocols.
Administrative Safeguards: These involve employee training and internal protocols for data handling and vendor contract review.
Physical Safeguards: These include restricted access to physical storage locations and secure disposal of unneeded data.
5. Data Retention
We retain your personal and operational data only for as long as is necessary to fulfill the purposes outlined in this Privacy Statement, including for the purposes of satisfying any legal, accounting, or reporting requirements.
6. Your Rights
You have the following rights regarding your personal data:
Right of Access: You have the right to request copies of the personal data we hold about you.
Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or incomplete.
Right to Erasure: You have the right to request that we erase your personal data, subject to certain legal exceptions.
Right to Opt-Out of Marketing: You can opt-out of receiving marketing communications from us at any time.
7. Third-Party Links
Our website may contain links to third-party sites (e.g., government agencies, industry partners). We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
8. Changes to This Privacy Statement
We may update this Privacy Statement from time to time to reflect changes in our practices or legal requirements. When we make changes, we will revise the "Effective Date" at the top of this document. We encourage you to review this statement periodically.
9. Contact Us
If you have any questions or concerns about this Privacy Statement or our data practices, please contact us at:
BODILY INJURY INSURANCE
Address: 20 Woodsbridge Road. Katonah, New York 10536.
Telephone: 914-530-3877
Email: bodilyinjuryinsurance@yahoo.com
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