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Terms of Use

Effective Date: November 25, 2025

1. Acceptance of Terms

By accessing or using the website www.bodilyinjuryinsurance.com (the "Site"), operated by BODILY INJURY INSURANCE, you agree to be bound by these Terms of Use ("Terms") and all applicable laws and regulations. If you do not agree with any of these Terms, you are prohibited from using or accessing this Site.

2. Services and Information

BODILY INJURY INSURANCE provides information, resources, and quote request tools related to various insurance products, including bodily injury coverage.

No Legal or Financial Advice: The content on the Site is for informational purposes only and does not constitute professional financial, legal, or insurance advice. You should always consult with a licensed professional before making any insurance decisions.
Quote Accuracy: Any quotes or rate estimates provided through this Site are not binding offers. Final coverage, rates, and terms are determined by the underwriting company and will be outlined in your official policy documents.

3. Restrictions on Use

You agree not to use the Site in any way that:

Violates any local, state, national, or international law or regulation.
Infringes on the intellectual property rights of others, including copyrights and trademarks (as detailed in our Copyright & Trademark Notice).
Involves the transmission of unsolicited promotional material ("spam").
Attempts to interfere with the proper working of the Site, including hacking, phishing, or introducing viruses or malicious code.
Collects or harvests personal data from other users without their consent.

4. User Accounts and Security

If the Site requires you to create an account, you are responsible for maintaining the confidentiality of your account information (including your password) and for all activities that occur under your account. You agree to notify BODILY INJURY INSURANCE immediately of any unauthorized use of your account.

5. Disclaimers

THE SITE AND ALL CONTENT, SERVICES, AND PRODUCTS PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. BODILY INJURY INSURANCE MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. FURTHERMORE, BODILY INJURY INSURANCE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE MATERIALS ON ITS WEBSITE OR OTHERWISE RELATING TO SUCH MATERIALS OR ON ANY SITES LINKED TO THIS SITE.

6. Limitation of Liability

IN NO EVENT SHALL BODILY INJURY INSURANCE OR ITS SUPPLIERS BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION) ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS ON THE SITE, EVEN IF BODILY INJURY INSURANCE OR A BODILY INJURY INSURANCE AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU.

7. Indemnification

You agree to defend, indemnify, and hold harmless BODILY INJURY INSURANCE, its affiliates, directors, officers, employees, and agents from and against any claims, actions, or demands, including without limitation reasonable legal and accounting fees, arising from or relating to your use of the Site or your breach of these Terms.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. You hereby consent to the exclusive jurisdiction of the state and federal courts located in Katonah, New York, for the resolution of any disputes arising under these Terms.